How "I" do it ....
picture saved to hard drive from internet ... hold mouse over pic : pic = 262 x 264

open picture - top tool bar
IMAGE (click)
click -
STRETCH/SKEW ... change
Horizontal & Vertical from
100/100 to
80/80 - picture is now 210 x 188 - repeat the process
1 more time @ 80/80 , the picture is now
168 x 151
KEEP re-sizing until you reach the
120x120 limits of the site requirements
CLOSE picture ... message will ask " Save Changes " ... click "YES"